Image Capture Functionality
Prompt ATM/CDM imbeds an intelligent image capture functionality at the bank’s ATM/CDM in order to scan the checks as they are deposited at the machine. The solution then directly posts the imaged check presentment to the bank, replacing the checks’ entry stage at the bank, where depositing, posting and other additional processing functions occur.
Prompt ATM/CDM integrates with the bank’s Electronic Check Clearing solution to instantly receive images of checks deposited at the ATM/CDM. Check images can either directly undergo check verification and clearing, or if necessary, be reprinted as Image Replacement Documents (IRDs).
Prompt ATM/CDM exploits the bank’s existing ATM/ CDM infrastructure along with the clearing system to streamline check handling procedures. It transmits checks along secure communication channels that maintain the integrity and privacy of items.
Versatile Vendor Support
Prompt ATM/CDM supports versatile ATM/CDM machine vendors and brands covering almost all market dominant machine vendors, with the ability to support any additional ones when required.
Prompt ATM/CDM integrates with ATM/CDM machines either at the ATM network central controller level, or at the ATM/CDM machine level, allowing a flexible interface management approach.
Accelerates the check clearing cycle and improves process efficiency
Eliminates branch queues and overhead costs as well as courier and check processing expenses
Eliminates the inefficiencies and risks of manual handling of checks
Presents contactless and convenience check services to bank clients, improving customer satisfaction