Innovating what’s next in fintech Guiding what’s ahead.

ProgressSoft delivers intelligent financial and payment solutions, built on trusted partnership that guides financial institutions into the future.

Explore Our Solutions

Global Technology Partner Since 1989

380+
Financial Institutions
26
Countries
10,000+
Live Deployments
28
Central Payment Infrastructures

Solutions for Every Player of the Financial Ecosystem

Central Banks

National payment infrastructure for clearing and settlement, built for every participant.

Commercial Banks

Payments, digital channels and corporate services that integrate with existing systems.

Payment Service Providers

Scalable payment services that broaden provider offerings and extend reach to new markets.

Trusted by 380+ Financial Institutions

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A New Dimension of Intelligence in Payments

ProgressSoft believes artificial intelligence should be embedded where payment activity is understood, where decisions are made and where workflows are orchestrated and executed.

Intelligence Over the Record

Transform fragmented payment data into trusted operational intelligence.

Message Depot

Intelligence Behind the Decision

Apply intelligence where payment decisions are actually made.

Smart Payment Analysis

Intelligence Inside the Workflow

Carry intelligence from insight and decision into governed execution.

Payment Investigation Management

Proven Excellence, Decades in the Making

Discover the award-winning solutions advancing financial and payment operations worldwide.

See all Awards
  • Best AI Transformation 2026
  • Bangui Financial Days Awards
  • Global AI Award for Use Cases
  • Business Banking Award 2025
  • Best PayTech Partnership of the Year
  • Best KYC Solution
  • MENA ICT Award
  • The Digital Banker
See all Awards

Why Financial Institutions Choose ProgressSoft

Technology Built In-House

Configurable, interoperable solutions that fit the infrastructure you already run.

Proven Infrastructure Expertise

Decades of payments expertise, built to international standards and national rules.

Partnership Beyond Implementation

Expert guidance and long-term support as technology and regulation change.

Proven at Scale

Technology that helps institutions modernize, scale and build future-ready ecosystems.

Common Questions

ProgressSoft is a financial and payment solutions provider for more than 380 central banks, banks and payment service providers in 26 countries. Since 1989, ProgressSoft has been the trusted technology partner for intelligent and interoperable solutions, developed in-house and in compliance with global, regulatory and security standards.

Central banks modernizing national payment infrastructures need secure, resilient and interoperable systems that strengthen financial stability, enable real-time and cross-border transactions, support regulatory oversight and advance financial inclusion at a national scale. ProgressSoft provides central banks with payment infrastructures spanning instant payments, message depot, automated clearing house (ACH), electronic check clearing and more, with a proven track record powering 28 central payment infrastructures worldwide.

Central banks can establish a nationwide instant payment ecosystem that enables secure, real-time transactions across banks, financial institutions and digital wallets, 24/7. ProgressSoft's Interoperable Instant Payments System provides the infrastructure to connect participating institutions through a unified national scheme, enabling seamless account-to-account and wallet-based payments using mobile numbers, aliases or IBANs, with multiple daily interbank settlement cycles to support liquidity management and operational efficiency.

Banks can modernize payment operations without replacing their core banking systems by introducing a centralized payments hub that connects existing systems and payment channels. ProgressSoft's Payments Hub Platform enables end-to-end payment processing and orchestration across local, cross-border and peer-to-peer corridors, integrates with core banking, treasury, trade finance and digital banking systems through open APIs, and stays aligned with each annual Swift release, including newer services such as Swift Go.

AI helps financial institutions automate payment operations by analyzing payment behavior, supporting payment decisions and streamlining investigations. ProgressSoft embeds AI within payment operations rather than alongside them, combining a trusted operational record of payment messages with solutions that analyze payment activity before transactions proceed and automate payment investigations through governed, auditable workflows.

Banks can expand digital banking by onboarding customers remotely, reaching unbanked users and giving corporate clients self-service banking. ProgressSoft provides AI-powered Digital Onboarding with identity verification and sanctions screening, Digital Wallet with QR and NFC payments, Buy Now Pay Later with AI-personalized offers, and Corporate Banking covering payments, trade finance and liquidity management.